Returns
How did these developments affect returns in 2025? This is shown for each investment profile below. The calculation date is March 31, 2025.
Note: From this quarter, returns are shown as annual returns. Until the fourth quarter, we showed returns as a total over multiple years (cumulative). This may cause returns for longer periods to appear lower this quarter. With this change, the returns of Cappital Pension can be better compared with those of other pension providers. Are you a self-directed investor? You can find the investment results of your chosen funds here. Please note, this page is only available in Dutch.
Explanation of Calculation Methodology
- The tables show the preliminary returns on the opening balance of a period up to March 31, 2025. Lifecycle investing means that investments are made according to the employee's investment profile. New premiums are invested every month. As a result, the final return for an employee may differ from the shown return.
- The figures in the tables include the costs of the fund managers but exclude the costs charged by a.s.r. These costs may vary per employer.
- In the past, the investment strategies (the investment mix) has been gradually improved. These improvements are included in the figures above.
- We apply rebalancing according to the investment policy. Rebalancing is bringing the investments back into balance to the strategic weights.
- When calculating the returns, we take into account the age and investment mix of the employee.