Investment update Q1 2025 Employee Pension

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Check the achieved returns

Example Calculation – Retiring in Q1 2025

Gerard is 67 and wants to retire on 31 March 2024.

  • He has the neutral investment profile.
  • His pension capital is 100.000 euros.
  • The interest rate at the time stood at 2,75%.
  • At that rate, he would receive a lifelong pension of 443,49 euros gross per month.

Let’s suppose Gerard retires a year later, i.e. on 31 March 2025.

  • He still has a neutral investment profile.
  • His pension capital increased by 2,38% to 97.620 euros in those 12 months. Without having made any additional contributions.
  • The interest rate at the time stood at 2,87%.
  • At that rate, he will receive lifelong pension benefits of 438,64 euros gross per month.

That is 1,09% less than if Gerard had retired in March 2024.