Our returns
The impact of these developments in the second quarter of 2023 on the returns* are shown below for each investment profile.
- The returns shown are net of fund charges but exclude investment administration fees charged by the Employee Pension.
- The benchmarks for our investment profiles are composed proportionally.
The difference in return compared with the benchmark at a younger age is caused by certain industries or sectors which yielded positive returns this year, but in which a.s.r. has fewer or no investments, such as the energy sector or carbon-intensive industries. This is also related to our sustainable investment policy, (SRI policy) , which is focused on the long term. We therefore invest in industries and sectors that we believe contribute positively.
“Past performance is no guarantee of future results. Nevertheless, we aim to offer more insight by also showing average annual returns measured over a longer period of time."
- The returns shown are calculated to the end of June 2023.
- This table shows the average annual returns of the investment schedules corresponding to the investment profiles and ages indicated for the specified period.
*Above returns apply to all of a.s.r.'s investment-based defined contribution (DC) schemes apart from the DoenPensioen, as that product's investment mix differs.
The returns shown on this page have been compiled by a.s.r. with due care. No rights may be derived from this information.