Investment update Q2 2025 Cappital Pension
Investment update Q2 2025 Cappital Pension
Example Calculation – Retiring in Q2 2025
Gerard is 67 years old and wants to retire on June 30, 2024.
- He has a neutral investment profile.
- His pension capital amounts to €100,000.
- At that time, the interest rate is 2.8%.
- With that interest rate, he would receive a lifelong gross monthly pension of €447.91.
Suppose Gerard retires one year later, on June 30, 2025.
- He still has a neutral investment profile.
- Over those 12 months, his pension capital has increased by 5.21% to €105,210, without any additional premium contributions.
- The interest rate remains at 2.8%.
- With that interest rate, he would receive a lifelong gross monthly pension of €476.68.
That is 6.4% more than if Gerard had retired in June 2024.