Investment update Q3 2025 Cappital Pension

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Check the achieved returns

Example Calculation – Retiring in Q3 2025

Gerard is 67 years old and wants to retire on September 30, 2024.

  • He has a neutral investment profile.
  • His pension capital amounts to €100,000.
  • At that time, the interest rate is 2.6%.
  • With that interest rate, he would receive a lifelong gross monthly pension of €434.27.

Suppose Gerard retires one year later, on September 30, 2025.

  • He still has a neutral investment profile.
  • Over those 12 months, his pension capital has increased by 5.44% to €105,440, without any additional premium contributions.
  • The interest rate remains at 3.0%.
  • With that interest rate, he would receive a lifelong gross monthly pension of €502.20.

That is 15.6% more than if Gerard had retired in September 2024.