Our returns
How did these developments affect the returns for the Employee Pension? This is shown below for each investment profile.

• The returns shown are calculated to the end of December 2022. • The returns shown are net of fund charges but exclude investment administration fees charged by the Employee Pension. • The benchmarks for our investment profiles are composed proportionately.
The difference in return compared to the benchmark is caused by certain industries or sectors which yielded positive returns this year, but in which a.s.r. has few or no investments, such as the arms industry or the oil sector. Our SRI policy focuses on the long term, and as such we invest in industries and sectors that make a positive contribution in our view.

• The returns shown are calculated to the end of December 2022. • This table shows the average annual returns of the investment schedules corresponding to the investment profiles and ages indicated for the specified period.
The returns shown on this page have been compiled by a.s.r. with due care. No rights may be derived from this information.